Why Life Insurance?

Life insurance has many purposes. One general purpose of a life insurance policy is to replace income if the insured dies prematurely. It gives peace of mind to the insured because the monetary insurance benefit is given to the insured’s family or survivors. It’s as though that individual was still alive and generating income. The insured knows that if something happens to them, their family will be taken care of.



How do I understand which policy will be the right type of life insurance for me and my family?

At Orton Insurance, we treat you the way we’d expect to be treated; we treat you like family. We don’t push a product or policy on our clients. We don’t sell, we solve. As it happens in many cases, most families don’t know what their future needs may really be. So, we’ll start first where you’re at with what you have. Second, we’ll identity your future financial requirements, hopes and even retirement dreams. Third, we match our products and find you the financial solutions your family will require for a secure future. We’ll help you find peace of mind for your future.



What’s available to me if I own a business, have an estate with assets, or have complex financial needs?

At Orton Insurance, we carry many A+ rated life insurance companies within our brokerage life insurance services. Together, we’ll help you solve complex financial situations that businesses, estates, and assets can present families upon the death of prominent individuals. We’ll assist you, your business group, and your family members resolve difficult problems before they ever happen. You’ll feel peace of mind knowing that you’ve taken care of your most important needs.



How do you figure the right amount of life insurance?

This is a very subjective figure and is something that should be discussed with your spouse or significant other.  A few things to take into consideration are as follows:

  • Burial expenses
  • Current total debt
  • Surviving spouse's ability to generate income, educational degree, and work history
  • Survivor income needs
  • Children's education expenses
  • Children's Wedding expenses
  • Emergency cash funding
  • Business relationships​


Contact us. Let us take you through this process and help us discover what you'd want if the unexpected happened



Life insurance companies: