There is no charge for a consultation about insurance. Our goal is to help you find what best fits your budget and needs, and be there when you have a question or concern about your coverage. There's a lot more to it than you might expect.

Medicaid

Medicaid is a great resource for individuals and families who meet the qualifications based on income, household (a.k.a. family) size, and status as a student. You don't pay a monthly premium to have the coverage and there are a plethora of providers who accept it. There are no deductibles or out-of-pocket maximums which means you don’t have to be afraid of getting a large bill after going to the doctor.

Have kids? When they're on Medicaid, you don't have to question whether to take them to doctor if they have a concerning cough or injury that could be a broken bone. You just can, and the costs are covered. Medicaid even provides excellent dental coverage for kids so you can keep their teeth healthy and in check as they grow up.

Your Health Idaho

Even if you don't qualify for Medicaid, you will likely still qualify for Advance Premium Tax Credits (APTC) for a health insurance plan on the Idaho Exchange, maintained through Your Health Idaho (YHI). Having APTC means plans will cost less monthly (down to $0!) than normal.

If you have issues with teeth, dental insurance is for you. We think of it as a method of paying for dental services in portions instead of all at once. And we know everyone isn't the same - that's why we can look at a variety of plans fit to your budget like a good retainer fits to your teeth.

Look at what options exist for getting your exams, glasses, and contacts needs met. There are a lot of options out there, and we can find the right one for you, even if it's no insurance.

Life Insurance can be an investment and asset with good returns. The younger you are, the lower the cost. Talk with us to see if it's the right time in your life for it.